FAQ
Do I Need a Pre-Approval Letter Before Making an Offer?
For most financed buyers, the pre-approval letter is the document that turns a property idea into a realistic offer file. Sellers want proof the buyer can perform, and buyers usually move faster when the financing piece is already lined up.
Why Sellers Care About It
A seller is not only comparing price. They are also comparing the likelihood that the buyer can actually close. A current pre-approval letter gives the listing side a baseline level of confidence that the buyer already talked with a lender and has a real financing path.
What the Letter Should Cover
The pre-approval letter should be current, aligned with the buyer's intended price range, and ready to support the structure of the offer being drafted. If the loan type or price target changed recently, the letter should be updated before the offer moves live.
Keep the pre-approval current.
Make sure the price range supports the house you are pursuing.
Match the letter to the financing story you intend to present.
How It Fits in the WriteMyOffer Flow
The WriteMyOffer intake asks whether you are already pre-approved and lets you upload the letter right there. That does not submit a live offer on its own, but it helps the broker review move faster and reduces the back-and-forth before paperwork gets drafted.