Washington Closing Cost Calculator
Estimate your total cash needed at closing when buying a home in Washington State. Includes lender fees, title insurance, escrow, inspections, and prepaids.
Property Details
20.0% down • Loan: $600,000
Use this for negotiated seller credits or any buyer benefit applied toward closing costs.
Total Closing Costs
$9,576
~1.3%
Down Payment
$150,000
20.0%
Credits Applied
$0
Toward closing costs
Cash to Close
$159,576
After credits
Cost Breakdown
Lender Fees
Origination (1%), credit, and similar lender fees vary by provider.
$6,100
Title & Escrow
Title, escrow, and recording costs vary depending on provider and county.
$876
Inspection & Appraisal
Inspection and appraisal fees vary depending on provider and lender.
$1,400
Prepaids (Impounds)
6 months taxes + 12 months insurance
$1,200
Net Closing Costs
$9,576
How To Read This Estimate
This is a planning estimate, not a lender quote or settlement statement. Actual costs can move based on lender pricing, title company fees, insurance, negotiated credits, and the specific property.
A licensed WA agent or licensed WA Realtor should review the money side with the rest of the offer terms, especially if appraisal risk, seller credits, or financing contingencies are part of the strategy.
1.5% Program Comparison
Based on $750,000 home price